Personal Financial Planning Products
Fee-Based Financial Planning
Successful financial planning is based on a comprehensive approach in developing a plan tailored to your individual needs. Whether you are in your retirement years and concerned about income distribution, or still accumulating for retirement or have other needs, our focus is to work with you to achieve these goals.
Components of Financial Planning
- Assessing your financial situation
- Protecting against financial crisis
- Investment planning
- Retirement planning
- Saving for major expenses
- Tax planning
- Estate planning
Financial Planning Process
- Determine financial objectives
- Collect data
- Analyze information and create financial plan
- Present financial plan and make recommendations
- Implement financial plan
- Review progress
- Investment Solutions
- Life Insurance
- Long-term Care Insurance
- Disability Insurance
- Request an Appointment
“Far more money has been lost by investors preparing for corrections or trying to anticipate corrections than has been lost in the corrections themselves.” — Peter Lynch, legendary investor and author At Marcotte Wealth Management we believe in a well-diversified portfolio designed to mirror your risk tolerance. So, rather than timing the market, as Peter Lynch so aptly encourages us to avoid, your investment portfolio will be tailored to meet your lifelong investment needs. We offer a wide array of investment choices, including:
- Mutual Funds
- Managed Accounts
- Fixed, Indexed and Variable Annuities
- Individual Securities
Click here to request an appointment with our Wealth Management team to learn more about any of these individual financial planning services.
Everybody knows about the risk of not buying life insurance — if you should die, your loved ones will receive only what you leave them. If this is enough to help them pay bills, meet their financial goals and maintain their current lifestyle, then you may not need life insurance. If not, is that a risk you want your family to take? Click here to run a quick assessment of your needs.
Long-term Care Insurance
This type of insurance is designed to provide additional financial resources should you have a prolonged health issue requiring the assistance of a qualified care professional. Most people equate this type of insurance with nursing homes, and while this coverage does provide for expenses associated with a full-time care facility, today’s insurance may also provide for community-based and assisted living facility care as well. Click here to request a Long-Term Care Insurance needs assessment.
This type of insurance is designed to provide a stream of income should you become disabled. Depending upon your age, the risks of becoming disabled prior to age 65 may be substantial. Click here to learn more about your specific risks and see how disability insurance coverage may be appropriate for you.
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Request an Appointment
Click here to request an appointment with one of our Wealth Management specialists to learn more about any of these individual financial planning services.
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Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC, to residents of: AZ | CA | CO | FL | IA | KS | ME | MO | MS | NE | OK | SD | TX | UT | VA Investment Advisory Services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Marcotte Wealth Management, LLC and Cambridge are not affiliated companies. © Marcotte Insurance Agency, Inc.