Serving Clients Since 1927

Omaha (402) 398-9009 | Kearney (308) 234-5258

401(k) / 403(b) Plan Consulting

Retirement Plan Consulting Services

Plan sponsors face increased scrutiny by Congress, the Department of Labor and their own employees. As a fiduciary, it is your responsibility to act in the best interests of the plan and of the participants. Therefore, it is critical that you are receiving the best guidance possible if you are a fiduciary to a retirement plan. Your management team can rely on Marcotte Retirement Plan Consultants to provide the highest quality of:

  • In-depth, Independent Investment Due Diligence and Analysis
  • Extensive Benchmarking On Services and Fees
  • Comprehensive RFP Vendor Searches
  • Complete Plan Resources and Fiduciary Support
  • Dedicated Online Fiduciary Briefcase™ Sponsor Portal
  • Participant Enrollment and Education Guidance Programs

With changing regulations and increased scrutiny on fiduciaries, you need an independent consultant that can sit on your side of the table and help you navigate the minefield.

Investment Due Diligence

The fiduciary responsibility of plan sponsors has never been more intense, and the demand for performance never greater. When you work with Marcotte Wealth Management, you gain the benefit of our Investment Due Diligence process. We have the ability to monitor the investments in your portfolio independently, regardless of your plan’s vendor. We use the exclusive, proprietary RPAG Scorecard System to establish the evaluation process of the fund manager performance. Our in-depth, independent analysis allows us to cater the investment meetings to your needs.

Fee Benchmark and Vendor Analysis

Annual reviews, requests for proposals, fee disclosures, vendor benchmarking and investment analysis are all demands that require prudent risk management. Few sponsors can afford to work alone. One way to protect yourself, your company and your plan participants is to utilize our Fee Benchmark and Vendor Analysis process. Our Fee Benchmark and Vendor Analysis will measure the suitability of plan fees, services, and investments with reasonable certainty. Our analysis examines a wide range of benchmark indicators including:

  • Record Keeping
  • Technology Services
  • Employee Communication
  • Compliance
  • Investment Management
  • Total Fee Analysis

Employee Education Guidance Programs

Employee education and advice programs are becoming a focal point of the Department of Labor. Employees can become inundated with all the benefit choices they have to make; when it comes to selecting investments, they are often at a loss. Marcotte takes the education responsibility out of your hands. Working with your current vendor, we will customize an education program strategy that best meets the needs of the employees as well as the company. While having large meetings is a great way to reach all of your employees, we also offer the ability to meet individually with a participant. This includes walking through an asset allocation questionnaire and helping each individual to invest with confidence.

Check out the background of firms and investment professional on FINRA’s BrokerCheck.

Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC, to residents of: AZ | CA | CO | FL | IA | KS | ME | MO | MS | NE | OK | SD | TX | UT | VA Investment Advisory Services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.  Marcotte Wealth Management, LLC and Cambridge are not affiliated companies.  © Marcotte Insurance Agency, Inc.


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Omaha Office
P 402.398.9009 | P 800.284.7142
F 402.398.0917

Kearney Office
P 308.234.5258 | P 800.284.7142
F 308.234.6802

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