Individual Financial Planning

Everybody knows about the risk of not buying life insurance -- if you should die, your loved ones will receive only what you leave them. If this is enough to help them pay bills, meet their financial goals and maintain their current lifestyle, then you may not need life insurance. If not, is that a risk you want your family to take? Click here to run a quick assessment of your needs.

This type of insurance is designed to provide a stream of income should you become disabled. Depending upon your age, the risks of becoming disabled prior to age 65 may be substantial. Click here to learn more about your specific risks and see how disability insurance coverage may be appropriate for you.

This type of insurance is designed to provide additional financial resources should you have a prolonged health issue requiring the assistance of a qualified care professional. Most people equate this type of insurance with nursing homes, and while this coverage does provide for expenses associated with a full-time care facility, today's insurance may also provide for community-based and assisted living facility care as well.  

So whether you are concerned about your life, disability or long-term care insurance needs, Marcotte Wealth Management can tailor your insurance program to meet your individual goals. Click here to request an appointment to learn more about the different types of insurance and what is most appropriate for you.

"Far more money has been lost by investors preparing for corrections or trying to anticipate corrections than has been lost in the corrections themselves." -- Peter Lynch, legendary investor and author

At Marcotte Wealth Management we believe in a well-diversified portfolio designed to mirror your risk tolerance.  So, rather than timing the market, as Peter Lynch so aptly encourages us to avoid, your investment portfolio will be tailored to meet your lifelong investment needs. We offer a wide array of investment choices, including:

• Mutual Funds
• Managed Accounts
• Fixed, Indexed and Variable Annuities
• Individual Securities

Click here to request an appointment to learn more about specific investment options suitable for your needs.

Are you saving enough for your retirement? While we all have the best intentions to save for retirement, most Americans have yet to determine if they are saving enough to reach their goals. Click here to fill out a short calculator and see if you are on track for retirement.

View our newsletters by clicking on the PDFs below.

Second Quarter 2010

Click here to request an appointment with one of our Wealth Management specialists to learn more about any of these individual financial planning products.