Risk Management
The Risk Management Audit (RMA) is the analytical approach Marcotte Insurance uses in identifying and evaluating our clients' property and liability exposures to loss.
The Audit is the cornerstone in the design of a comprehensive, responsive and cost-effective insurance and risk management program. The Risk Management Audit is an invaluable tool in educating Marcotte Insurance about your activities, exposures, policies and procedures. The results of the Risk Management Audit give us an intimate knowledge of your business and allow us to negotiate more effectively with underwriters for a tailored insurance program that meets your needs.
There are many benefits to a Risk Management Audit. When your company undergoes an RMA:
- Coverage deficiencies and program design considerations come to the surface
- Alternative cost-effective methods of handling risk are considered
- Safety, loss control, disaster planning, claims administration, education/training programs, and other risk management issues are identified
- Coverage deficiencies and program design considerations come to the surface
- Valuable underwriting information is identified
- A long-standing relationship is built
It is our goal to assist your business in managing and, hopefully, reducing insurance costs. To achieve this goal, we must have your support in the areas of risk management and program design.
Given the opportunity, we will review your business' policies, tour your facilities and a typical job site, review your existing policies and procedures, and make recommendations regarding various Risk Management and Insurance issues.
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